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Terms of use

Last updated: 3 October 2026

By downloading or using Otti ("Otti", "the app") you agree to these terms. If you do not agree, please do not use the app. Apple's standard Licensed Application End User License Agreement (EULA) also applies and is our end user license agreement for the app.

End user license (EULA)

The app is licensed, not sold. Unless Apple's standard EULA is replaced by a custom one in App Store Connect, the standard Apple EULA governs your use of the app, together with these terms. If the two conflict on a licensing point, the Apple EULA prevails.

What Otti is

Otti is a habit and motivation tool for spending less. It is not financial, investment, tax or legal advice. Savings figures are based on what you enter and on estimates you can see are estimates. Make your own decisions about money.

Otti Plus

Your data

Your data is stored on your device. You are responsible for keeping it backed up. See the privacy policy.

Acceptable use

Do not misuse the app, attempt to reverse engineer it, or use it in ways that break the law. The app, its artwork and the Otti character are owned by us and licensed to you for personal, non-commercial use.

No warranty and limits

The app is provided "as is" without warranties. To the extent allowed by law, we are not liable for indirect or consequential losses arising from your use of the app.

Changes

We may update these terms. Continued use after an update means you accept the new terms.

Contact

[email protected]